This document constitutes a public offer by Ekaterina Bonetskaya (Tax ID / INN: 271103221652), registered as a self-employed individual (the “Seller”), to enter into an agreement under the terms described below.

1. General Provisions
1.1. These Terms constitute an official offer to purchase digital products remotely through the Website.
1.2. By placing an order on katrinbonetski.com, the Buyer fully agrees to these Terms.
1.3. The Seller may update or modify these Terms at any time without prior notice.

2. Subject of the Agreement
2.1. The Seller provides the Buyer with access to a digital product (travel guide).
2.2. The Buyer receives a non-exclusive license for personal use only.
2.3. The following actions are prohibited:

• Copying
• Redistribution
• Resale
• Sharing with third parties

3. Pricing & Payment
3.1. Product prices are listed on katrinbonetski.com
3.2. VAT is not applicable (self-employed individual under the Professional Income Tax regime).
3.3. Payment methods are specified on the Website.

4. Formation of the Agreement
4.1. The agreement is considered concluded once payment is successfully completed.
4.2. Payment confirms acceptance of these Terms.

5. Product Delivery
5.1. Access to the digital product is provided after payment.
5.2. The product link or file is sent to the email address provided by the Buyer.
5.3. The Seller’s obligations are considered fulfilled once the email has been sent.

6. Refund Policy
6.1. Due to the digital nature of the product, refunds are generally not available after access has been granted, except where required by applicable law.

7. Limitation of Liability
7.1. The Seller is not responsible for:

• Incorrect information provided by the Buyer
• Invalid email addresses
• Emails delivered to spam or junk folders
• Differences between the Buyer’s expectations and the product content

8. Governing Law
8.1. These Terms are governed by the laws of the Russian Federation.
8.2. Any disputes shall first be resolved through negotiations. If no agreement is reached, disputes may be resolved in court in accordance with applicable law.

9. Seller Information
Ekaterina Bonetskaya
Self-employed individual
Tax ID (INN): 271103221652
Email: katrinbonetski@gmail.com